Medical Coverage

·        Extended Health Plan

o     Prescription drug coverage less a $2.00 deductible for each prescription/refill.

o     Hospital care, outpatient services, semi-private hospital room.

o     Prescription lenses (eyeglasses or contacts) or laser eye correction surgery up to $150 every 2 years.

o     Out of Province care for emergency & referred services.

o     Emergency Travel Assistance.

o     Medically necessary products & services such as ambulance transportation, laboratory tests, approved therapeutic equipment, casts, braces, crutches, orthotic inserts, etc.

o     Paramedical services such as licensed psychologists, massage therapists, speech therapists, physiotherapists, naturopaths, acupuncturists, chiropractors, ophthalmologists, optometrists, etc when ordered by a physician.

·        Dental Plan

o     100% coverage of regular preventative procedures including cleaning, fluoride treatment, extraction, x-rays, TMJ appliances, etc.

o     100% coverage of basic procedures including fillings, oral surgery, root canals, periodontal surgery, etc.

o     50% coverage of major procedures such as crowns, dentures, orthodontics, etc.

o     Coverage is based on fees listed in the Dental Association Fee Guide.

·        Out of Province (Travel) Medical Insurance

o     Emergency medical coverage while you are traveling.

o     Check your specific requirements and your Sun Life policy. You may not need to purchase additional travel insurance when you travel.

Protecting the Future for You and Your Family

·        Life Insurance

o     Coverage for two times your annual basic earnings for most employees.

o     Dependent coverage for spouse and children.

o     Optional additional life insurance coverage is available.

·        Accidental Death and Dismemberment Insurance

o     Coverage is equal to life insurance coverage, times a specified percentage depending the type the loss suffered.

o     Includes spouse’s occupational training benefit and child education benefit.

·        Short Term Disability Insurance

o     Covers your wages if you become sick or injured.

o     Coverage for up to up to 26 weeks.

·        Long Term Disability Insurance

o     Covers your wages if you become totally disabled.

o     Covers from 26 weeks until you are not longer disabled or reach age 65.